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(207)436-8207

The Nation’s #1 Real Estate Solution Company

[email protected]

(256) 747-6081

The Nation’s #1 Real Estate Solution Company

What can Property Solvent do for you?

Property Solvent is a real estate solution company specializing in helping homeowners navigate through the foreclosure & probate process

Navigating The Probate Process

When a loved one passes away, handling their estate can be an emotional and challenging experience. One of the most significant assets that an executor or beneficiary may need to manage is a property left to them in probate. Our goal is to help guide you through the probate process and selling a house that has been left to you.

We understand the process can often be stressful and overwhelming, so we aim to be the one-stop shop you can rely on for assistance throughout the entire process, from start to finish.

Below are just some of the many solutions we offer to assist you throughout the probate process. Additionally, we can also connect you with trusted and vetted service providers to help make the probate process as smooth as possible.

Compassionate Assistance: Navigating the probate process, especially managing inherited property, can be tough. We're here to guide you through each step.
One-Stop Support: The process can be stressful and overwhelming. That's why we aim to be your reliable source for assistance from start to finish.

Comprehensive Solutions: We offer an array of solutions to assist you throughout the probate process, tailored to your needs.
Trusted Connections: To make your probate process smoother, we can connect you with vetted and reliable service providers in our network.

4 STEP OF THE

PROBATE PROCESS

Probate is the court-supervised process of providing the court with evidence to uphold the validity of the deceased person’s will. The court oversees the process in which the deceased person’s property gets distributed.

1. IDENTIFYING THE PROPERTY

The court will review the will of the deceased individual to determine any property owned as well as its estimated value

2. IDENTIFYING THE PROPER HEIRS

The benefciaries stated in the will are notifed of the court hearing and their attendance is highly encouraged.

3. PAY ANY OUTSTANDING DEBTS OR TAXES

Any outstanding debts or taxes held by the deceased person must be paid of to the proper recipient.

These debts may include student loans, deductible, non-deductibles, interest rate debt, legal fees, accounting fees, insurance premiums, utilities, mortgage payments, and any other outstanding obligations

4. DISTRIBUTE PROPERTY TO HEIRS

After all debts are paid, any remaining property is to be distributed among the designated heirs. However, before the property can be distributed, there are a few steps the heirs must take to ensure that all assets are transferred free from any legal obstacles. These include:

1) The executor must mail a notice to all beneficiaries that the final hearing is coming up as well as file proof of notice; and

2) They must obtain the court’s permission to distribute the property. Additionally, once all assets have been properly distributed along with the necessary paperwork, the executor must file all receipts and request to be released from their duties by the court.

Going through probate can be an expensive, complicated, and time-consuming process. Your best option for navigating it is to consult with a professional who can ensure that your assets end up in the right hands.

3. PAY ANY OUTSTANDING DEBTS OR TAXES

Any outstanding debts or taxes held by the deceased person must be paid of to the proper recipient.

These debts may include student loans, deductible, non-deductibles, interest rate debt, legal fees, accounting fees, insurance premiums, utilities, mortgage payments, and any other outstanding obligations

4. DISTRIBUTE PROPERTY TO HEIRS

After all debts are paid, any remaining property is to be distributed among the designated heirs. However, before the property can be distributed, there are a few steps the heirs must take to ensure that all assets are transferred free from any legal obstacles. These include:

1) The executor must mail a notice to all beneficiaries that the final hearing is coming up as well as file proof of notice; and

2) They must obtain the court’s permission to distribute the property. Additionally, once all assets have been properly distributed along with the necessary paperwork, the executor must file all receipts and request to be released from their duties by the court.

Going through probate can be an expensive, complicated, and time-consuming process. Your best option for navigating it is to consult with a professional who can ensure that your assets end up in the right hands.

NAVIGATING THE PROBATE PROCESS

When a loved one passes away, handling their estate can be an emotional and challenging experience.

One of the most significant assets that an executor or beneficiary may need to manage is a property left to them in probate.

This guide aims to help you through the process of navigating the probate process and selling a house that has been left to you.

We understand the process can often be stressful and overwhelming, so we aim to be the one-stop shop you can rely on for assistance throughout the entire process, from start to finish.

The “Service Hub” wheel below showcases just some of the many solutions we offer to assist you throughout the probate process.

Additionally, we can also connect you with trusted and vetted service providers to help make the probate process as smooth as possible.

DON'T TAKE ON PROBATE ALONE

Other than an attorney, your most valuable resource will be a real estate team that is trained and experienced in handling the intricate details of probate and inherited property sales. We will help ensure that nothing falls through the cracks by recommending a trusted attorney and real estate team.

FACILITATE THE SALE OF PERSONAL POSSESSIONS

Over the course of a lifetime, people accumulate a wide variety of possessions that reflect their personal experiences and memories. However, disposing of these possessions in a dignified and efficient manner can often be a challenge when settling an estate. In such a case, our team can assist with coordinating a successful estate sale or referring you to reliable appraisers and other professionals who will sell the belongings for top dollar.

DON'T TAKE ON PROBATE ALONE

Other than an attorney, your most valuable resource will be a real estate team that is trained and experienced in handling the intricate details of probate and inherited property sales. We will help ensure that nothing falls through the cracks by recommending a trusted attorney and real estate team.

FACILITATE THE SALE OF PERSONAL POSSESSIONS

Over the course of a lifetime, people accumulate a wide variety of possessions that reflect their personal experiences and memories. However, disposing of these possessions in a dignified and efficient manner can often be a challenge when settling an estate. In such a case, our team can assist with coordinating a successful estate sale or referring you to reliable appraisers and other professionals who will sell the belongings for top dollar.

SELL THE PROPERTY FOR THE MOST AMOUNT POSSIBLE

One of the final and most important steps is selling the property. We specialize in helping executors and beneficiaries facilitate a stress-free transaction that will also maximize the amount of money received.

There are many different ways to sell the property, so it's important to explore all available options to make an informed decision. Each option has pros and cons, depending on your objectives and how involved you want to be. We are here to help guide you through all your options when the time comes.

It is also important to note that the estate can also benefit from significant tax advantages by donating any unclaimed assets and possessions to charity. Our team has developed strong personal relationships with numerous charities that would welcome such donations with open arms.

FROM CLEAN OUT TO CLOSING

Unfortunately, many estate properties suffer from deferred maintenance due to the late homeowner’s illness or inability to maintain it properly, for whatever reason. We can recommend and assist you in carefully vetting reliable home professionals to clean out and bring the home up to a marketable condition for sale in a competitive market

BELOW ARE THE THREE MOST COMMON WAYS EXECUTORS AND BENEFICIARIES SELL HOMES LEFT TO THEM

SELL WITH A REALTOR

Selling with a realtor is a good option to consider for inherited properties. This involves the traditional method of putting the property on the market with the help of a real estate agent. While this strategy typically yields the highest market value for your home, it also takes the longest time to sell and requires a significant amount of work on your part.

If you are considering selling with a realtor, it’s important to price the home appropriately and make any necessary repairs and improvements to make it more appealing to potential buyers.

Here are a couple things to keep in mind before selling with a realtor:

a. It is a lengthy process, taking on average 60-90 days to list the property, and a buyer, and go through the closing process.

b. The home needs to be in good cananceable condition. Your buyer will be obtaining a loan, so the property must pass all inspections. This may require you to invest money into the property in order to sell it.

c. There are a lot of fees associated with this option. On average realtors charge 6% and you will need to pay closing costs and fees, which average another 2%. So, for a $250,000 home, you will pay $20,000 in fees alone to sell.

d. There is a lot of hassle getting your home ready and continuously showing it to potential buyers. e. It poses the highest risk of a buyer potentially though because they will be obtaining a loan and performing inspections.

SELL FOR CASH

If you are looking for a fast and hassle-free transaction, selling to a local investor may be a great option. These companies buy houses and can take your property of your hands quickly in its current condition. Most of the time, you don't even have to clean it out.

Cash offers remove many of the hurdles of the old-fashion way of selling with a realtor. Most investors will give you a cash offer based on the renovated value minus the cost to fix up. Cash offers are growing more popular as a result

Below are some reasons you may want to consider a cash offer:

a. It is a very fast sale; most investors can close in 2 weeks

b. It is virtually hassle-free and a very easy sale

c. You will not pay any fees or closing costs

d. You don't have to clean out the property

e. They buy in “as is,” so you don't have to do any repairs

SELL WITH A REALTOR

Selling with a realtor is a good option to consider for inherited properties. This involves the traditional method of putting the property on the market with the help of a real estate agent. While this strategy typically yields the highest market value for your home, it also takes the longest time to sell and requires a significant amount of work on your part.

If you are considering selling with a realtor, it’s important to price the home appropriately and make any necessary repairs and improvements to make it more appealing to potential buyers.

Here are a couple things to keep in mind before selling with a realtor:

a. It is a lengthy process, taking on average 60-90 days to list the property, and a buyer, and go through the closing process.

b. The home needs to be in good cananceable condition. Your buyer will be obtaining a loan, so the property must pass all inspections. This may require you to invest money into the property in order to sell it.

c. There are a lot of fees associated with this option. On average realtors charge 6% and you will need to pay closing costs and fees, which average another 2%. So, for a $250,000 home, you will pay $20,000 in fees alone to sell.

d. There is a lot of hassle getting your home ready and continuously showing it to potential buyers. e. It poses the highest risk of a buyer potentially though because they will be obtaining a loan and performing inspections.

SELL FOR CASH

If you are looking for a fast and hassle-free transaction, selling to a local investor may be a great option. These companies buy houses and can take your property of your hands quickly in its current condition. Most of the time, you don't even have to clean it out.

Cash offers remove many of the hurdles of the old-fashion way of selling with a realtor. Most investors will give you a cash offer based on the renovated value minus the cost to fix up. Cash offers are growing more popular as a result

Below are some reasons you may want to consider a cash offer:

a. It is a very fast sale; most investors can close in 2 weeks

b. It is virtually hassle-free and a very easy sale

c. You will not pay any fees or closing costs

d. You don't have to clean out the property

e. They buy in “as is,” so you don't have to do any repairs

SELL ON TERMS

Selling on terms offers the most flexibility and options, allowing you to receive a customized offer that aligns with your specific goals. With this option, you can get the absolute maximum amount possible for property, typically more than selling with a realtor or selling for cash.

This is accomplished by an investor taking over your mortgage or paying you in monthly installments if it's free and clear. So you get full retail price, enjoy the tax benefits, receive monthly cash flow without any headaches of being a landlord, and avoid paying any realtor or closing fees.

Here are some of the benefits of selling on terms:

a. You get the absolute maximum amount possible for the house

b. You tax benefits of not selling in one lump sum

c. You get monthly cash flow

d. It is a very fast sale, most investors can close in 2 weeks

e. It is virtually hassle-free and very easy

f. You will not pay any fees or closing costs

g. You don't have to clean out the property

h. They buy in “as is,” so you don't have to do any repairs

For these reasons, selling on terms is becoming very popular and usually the best option for most people.

CONCLUSION

If you need assistance with probate property, don't hesitate to contact us today. Our team of experienced real estate professionals is ready to help you navigate the complex process of managing and selling inherited property.

Whether you have questions about probate law, need help valuing the estate, or want support with marketing and selling the property, we're here to help. Don't let the burden of probate weigh you down - reach out for help and take the first step towards a smoother probate process.

Take action now and get the expert guidance you need to handle probate property with confidence.

If you need assistance with probate property, don't hesitate to contact us today. Our team of experienced real estate professionals is ready to help you navigate the complex process of managing and selling inherited property.

Whether you have questions about probate law, need help valuing the estate, or want support with marketing and selling the property, we're here to help. Don't let the burden of probate weigh you down - reach out for help and take the first step towards a smoother probate process.

Take action now and get the expert guidance you need to handle probate property with confidence.

Contact us today to schedule a consultation.

Ways To Stop Foreclosure

12 WAYS TO STOP FORECLOSURE

HOW TO STOP FORECLOSURE

Facing foreclosure can be a daunting and distressing situation. Aside from the short-term need for housing, there can also be longer-term consequences for your financial future. However, you can’t afford to be paralyzed by fear. Instead, you must act. Fortunately, there are options available to protect you and your home. While it may seem hopeless when you’ve fallen behind on payments, there are ways to stop foreclosure, no matter what stage of the process you are in.

What Is Foreclosure?

Foreclosure is when the lender that holds your mortgage takes your house back, usually because you haven’t made a mortgage payment for three or more months. There are steps a lender is required to take before a foreclosure is final, and you will be notified each step of the way

Stopping Foreclosure?

There are many ways to stop foreclosure, or at least slow it down. The rst and most obvious is to make your payments on time and catch up if you fall behind a month or two.

If that’s not possible, whatever option you choose, the earlier you start, the more successful you will be at stopping foreclosure. If you are in danger of being foreclosed on, the sooner you know your options and start the process of a solution the better o you will be

Which option is right for you will depend on several factors, including how far behind you are, how much you owe on your mortgage, what your overall financial situation is, the terms of your mortgage, and even the location of your home and your age.

If you’re reading this, there’s a good chance you’re facing foreclosure. This can be frightening and confusing, but don’t worry – you’re not alone. Millions of Americans go through foreclosure yearly, and we can help you nd the best solution for you.

Bankruptcy Does Not Stop Foreclosure for Non-Payment

One common myth is that bankruptcy can always stop a foreclosure. However, filing for bankruptcy is only a short-term solution to halting your lender’s foreclosure activities.

Lenders often seek permission from a bankruptcy court judge to foreclose on properties despite an active bankruptcy filing. And most creditors end up repossessing a home even after you file for bankruptcy protection. However, bankruptcy may help you avoid a deficiency judgment or a property tax lien.

Making a Large Payment Does Not Stop Foreclosure

If you’ve missed payments but need to prevent foreclosure, making a few payments or writing a promissory note won’t do the trick. You need to pay your entire outstanding balance with your lender to keep your house. You’ll need to “reinstate” the loan (which generally costs thousands of dollars) or else they have full rights to commence foreclosure proceedings. They will simply credit what you paid as an initial deposit.

Homestead Exemptions Don’t Protect You Against Foreclosure

Homestead foreclosure protections may help prevent you from becoming homeless if your contractor places a lien on your home for a remodel. They can also protect you from an HOA foreclosure in some cases.

However, a homestead exemption cannot save you from foreclosure if you have a pre-existing mortgage or a tax lien

12 ways to stop foreclosure

1. Personal Hard Money Loan

Do you have enough cash to pay of all the loan amount? If not, you may be able to secure a personal loan, known as “hard money,” which is notoriously tough to secure. In this situation, the property itself serves as collateral.

Because of the higher risk involved, hard money loans are used in property transactions and provided by private individuals or forms, rather than traditional financial institutions.

The higher risk associated with hard money loans results in higher interest rates typically around 18% and gives the lender the right to take your home if you miss one or more payments.

Typically to qualify for a personal hard money loan you will need to meet the following criteria:

a. Be a homeowner in good standing with some cash reserves.

b. Demonstrate the ability to pay back the loan.

2. Repayment With Lender

A repayment plan is an agreement that spreads the past due amount over a specific period, typically 3–6 months, during which time you make a full payment plus a partial payment until the account is brought current.

Before choosing a repayment plan, make sure you understand the requirements of the plan and whether you will be able to make the new payments. Don’t sign anything until you’re sure you understand what you are agreeing to do.

A repayment plan allows you to pay your regular monthly payment plus additional funds applied to past-due amounts. Payments are distributed over an agreed-upon period of time.

This option may work for you if:

◆You can afford your regular monthly payments and other expenses.

◆You have surplus funds at the end of the month

◆You can afford your regular monthly payments and other expenses.

◆You have surplus funds at the end of the month

3. Loan Modification

A “loan modification” is when you and the lender agree to change the loan terms. Most of the time, the primary objective of a modification is to make the monthly payment less.

Usually, a change means:

◆ Lowering the interest rate.

◆ Adding any past-due payments to the loan balance.

◆ Making the loan last longer, say from 20 to 30 years.

In a modification agreement, the mortgagor may agree to set aside a portion of the unpaid sum as a “principal forbearance,” which doesn’t accrue interest. However, the set-aside amount is usually due at the end of the loan period as a “balloon payment.”

This option may work for you if:

◆ You can afford your regular monthly payment or a slight increase in your payment, plus other monthly expenses.

◆ You don’t have substantial funds left at the end of the month.

To minimize your risk of facing foreclosure, completing and submitting your loan modification application at least 45 days before any potential foreclosure sale date is essential.

Don’t wait until the last minute; act proactively to protect yourself! In order to qualify for a loan modification, you will need to meet the following criteria:

a. Need to make 2X their mortgage payment in income per month (and provide proof of that income and employment).

b. You have to be current on all taxes.

c. You cannot have filed for a loan mod more than 2X this year.

d. A "letter of hardship" describing why you got behind and why it is no longer an issue.

4. Forbearance

Forbearance is temporary relief for people struggling with sudden, short-term Financial hardship. If approved, your mortgage servicer or lender allows you to pause or reduce your mortgage payments for a limited time while you build back your finances.

Forbearance doesn’t mean your payments are forgiven or erased. You are still obligated to repay any missed payments, which, in most cases, may be repaid over time or when you refinance or sell your home.

Forbearance usually lasts between three and six months, but it could last longer if the lender’s rules and your situation allow it. Keep in mind that at the end of the forbearance window, you’ll have to start making payments again. However, you’ll have to pay more to make up for the payments you missed.

3. Loan Modification

A “loan modification” is when you and the lender agree to change the loan terms. Most of the time, the primary objective of a modification is to make the monthly payment less.

Usually, a change means:

◆ Lowering the interest rate.

◆ Adding any past-due payments to the loan balance.

◆ Making the loan last longer, say from 20 to 30 years.

In a modification agreement, the mortgagor may agree to set aside a portion of the unpaid sum as a “principal forbearance,” which doesn’t accrue interest. However, the set-aside amount is usually due at the end of the loan period as a “balloon payment.”

This option may work for you if:

◆ You can afford your regular monthly payment or a slight increase in your payment, plus other monthly expenses.

◆ You don’t have substantial funds left at the end of the month.

To minimize your risk of facing foreclosure, completing and submitting your loan modification application at least 45 days before any potential foreclosure sale date is essential.

Don’t wait until the last minute; act proactively to protect yourself! In order to qualify for a loan modification, you will need to meet the following criteria:

a. Need to make 2X their mortgage payment in income per month (and provide proof of that income and employment).

b. You have to be current on all taxes.

c. You cannot have filed for a loan mod more than 2X this year.

d. A "letter of hardship" describing why you got behind and why it is no longer an issue.

4. Forbearance

Forbearance is temporary relief for people struggling with sudden, short-term Financial hardship. If approved, your mortgage servicer or lender allows you to pause or reduce your mortgage payments for a limited time while you build back your finances.

Forbearance doesn’t mean your payments are forgiven or erased. You are still obligated to repay any missed payments, which, in most cases, may be repaid over time or when you refinance or sell your home.

Forbearance usually lasts between three and six months, but it could last longer if the lender’s rules and your situation allow it. Keep in mind that at the end of the forbearance window, you’ll have to start making payments again. However, you’ll have to pay more to make up for the payments you missed.

5. Refinance

To avoid foreclosure, it may be possible to refinance your mortgage into a more affordable payment, but only if you do so before you enter foreclosure. It's best to act quickly and attempt to refinance before you miss any payments for the best chance of approval. Unfortunately, this isn't always feasible.

In order to qualify for refinancing, you will need to meet the following criteria:

a. Be in good standing with good credit.

b. Have a home in good financeable condition

6. Deed In Lieu

A deed in lieu agreement is an arrangement where you give your mortgage lender the deed to your home in exchange for releasing their lien on the property. This allows the lender to recoup some of the losses without forcing you into foreclosure.

When you give your home back to the lender, you have to vacate the property as soon as possible to avoid any damages. Keep in mind that your lender has no obligation to accept a deed in lieu agreement.

Some of the reasons why a lender might reject a deed in lieu include:

a. The home as depreciated in value.

b. The home additional liens or judgments.

c. The home is in poor condition.

Before you take this step, be sure to get a written agreement from your lender that they won’t attempt to collect the “deficit” (the shortfall between the home’s sale price and your mortgage balance) from you.

5. Refinance

To avoid foreclosure, it may be possible to refinance your mortgage into a more affordable payment, but only if you do so before you enter foreclosure. It's best to act quickly and attempt to refinance before you miss any payments for the best chance of approval. Unfortunately, this isn't always feasible.

In order to qualify for refinancing, you will need to meet the following criteria:

a. Be in good standing with good credit.

b. Have a home in good financeable condition

6. Deed In Lieu

A deed in lieu agreement is an arrangement where you give your mortgage lender the deed to your home in exchange for releasing their lien on the property. This allows the lender to recoup some of the losses without forcing you into foreclosure.

When you give your home back to the lender, you have to vacate the property as soon as possible to avoid any damages. Keep in mind that your lender has no obligation to accept a deed in lieu agreement.

Some of the reasons why a lender might reject a deed in lieu include:

a. The home as depreciated in value.

b. The home additional liens or judgments.

c. The home is in poor condition.

Before you take this step, be sure to get a written agreement from your lender that they won’t attempt to collect the “deficit” (the shortfall between the home’s sale price and your mortgage balance) from you.

7. Short Sale

With your mortgage company’s approval, it may be possible to prevent foreclosure by selling your property for less than the amount owed on your loan. This is referred to as a “short sale.”

If the current market value of your home is significantly lower than how much you owe on it, a short sale may be a viable option. Most loans allow for this type of loss mitigation to avoid foreclosure.

Because the lending institution could lose money on a short sale, they also need documentation that explains why a short sale is necessary.

The source of the financial trouble should be a recent event, such as health issues, job loss, or divorce, and not something that was not disclosed to the lender when the homebuyer first applied for a mortgage. Any pre-existing financial problem not disclosed to the lender will make the borrower appear dishonest.

Once the short sale is approved by the lender and the property is sold, all proceeds from the sale go to the lender. The homeowner gets nothing and still owes the remaining balance on their mortgage.

The lender can choose either to forgive the remaining balance or to try to collect all or part of the money from the homeowner through a court ruling called a deficiency judgment

8. Bankruptcy

When a person files for bankruptcy, something called an automatic stay goes into place. This means the court automatically forces creditors to cease collection actions against the filer immediately, regardless whether a person files for Chapter 7 or Chapter 13.

Chapter 7 bankruptcy is often a more popular choice for homeowners trying to delay a foreclosure. Chapter 7 is called a liquidation bankruptcy because the court might have to sell some of your property (by property, we are referring to more than just your home, basically your real tangible assets) to satisfy your creditors, but in return, you walk away debt-free.

Chapter 13 packages your dierent forms of debt into a single short-term repayment plan if you have enough income to make your current mortgage payment plus pay a portion of the monthly arrears and interest. The bankruptcy court will only approve repayment plans that demonstrate an ability to make due on the plan payments and cover other necessary monthly expenses.

It's important to note that no matter which one you choose, bankruptcy will not stop foreclosure but is simply a tool to delay the sale and buy you time. You will be forced to leave your home eventually. Consider whether the cost of hiring attorneys to le for bankruptcy is worth it, as it may be better to use that money to help repay the mortgage, rather than attorneys

9. Rental

Despite being unable to make payments on a mortgage, other individuals may be able to do so. If you are able to rent your home for more than your monthly mortgage and expenses, you could use the additional cash flow to help get you caught up on behind payment.

However, it's important to screen potential tenants carefully, not relying on personality alone. Get a background check and call references!

While this may be a good option for some, there are still some downfalls:

a. Your home needs to be in good rental condition or you will need to invest money into the property to get it in rental ready.

b. You will have ongoing maintenance and unexpected expenses on the property that could be very costly.

c. You will need to be a landlord and deal with all the issues that go along with having tenants

10. Sell With A Realtor

It’s really sad even to think of selling your house. But it is actually a good option to consider selling your home to avoid foreclosure. You may receive an amount more than the actual price of your home. Perhaps even giving you enough money to purchase another home. This can prevent a drastic situation from occurring and protect your credit report.

In the event of a foreclosure, there are several avenues to consider for selling your house. One option is to sell your property the traditional way by working with a real estate agent. While this is usually the best strategy to get the full market value of your home, it can take months or even years to complete, which may not be feasible in a pre-foreclosure situation. If you decide to sell with a realtor, it's important to price your home appropriately and make any necessary repairs and improvements to attract potential buyers

Here are a couple things to keep in mind before selling with a realtor:

a. It is a lengthy process that will take on average 60-90 days to list the property, find a buyer, and go through the closing process before you can pay off your loan and stop the foreclosure.

b. The home needs to be in good condition to be financeable. Your buyer will be getting a loan so it will need to pass all inspections. This means you may need to invest money into the property in order to sell it.

c. There are many associated fees. On average, realtors charge 6% then you will need to pay closing costs and fees, which on average is another 2%. So, on a $250,000 home, you will pay $20,000 in just fees to sell.

d. There is a lot of hassle getting your home ready and continuously showing it to potential buyers.